Figure 1: Moving insurance – all you should know about it. alt. Calculator, pen and paper.

If you are planning on moving in the near future, you should definitely consider your moving insurance options. And for many reasons. Moving isn’t only complex and stressful, it can also be quite risky. And especially if you decide to do it yourself. But, if you prepare well in advance, the chances are you will move smoothly and in a safe manner. Continue reading and learn all you should know about moving insurance, and moving in general!

If DIY moving a good idea, and why not?

Moving might sound like an easy task to pull off. And if you have done it in the past, you might remember it differently, but let’s be honest – moving is everything but easy. You will have to cover many aspects before actually moving. And when we say many, we mean a lot of them.

First thing’s first – preparation

So, you are about to move. And you are thinking about doing it all by yourself. Or even paying your friends with pizza to help you. But, is it a good idea? Can you do it all by yourself? And even more importantly, can your friends help you with every aspect of your relocation?

Well, the correct answer is – no. Your friends can’t help you with every task that comes your way. And especially when it comes to preparation. It is time-consuming and overwhelming. And even more importantly – it needs to be done right. That is if you want to move in a safe manner. Moving insurance won’t help if you don’t help yourself.

Figure 2: Make sure you come prepared. This way you will make the best calls. alt. Laptop. coffee mug, phone and a woman working.

Make a plan

Planning your time is of utmost importance. There are many tasks that need to be completed before you actually relocate, and the only way to pull it off is by making a good strategy. Playing it smart is your best option. So, get your notebook and start writing things down. Everything that comes to your mind. This will prevent losing track of things. Use your time wisely and think about your relocation in advance.

Find a mover you can trust and rely on

This part is really important. Because of moving insurance, and many other things. One of them being your own wellbeing. Yes, your precious belongings can get damaged when moving, but consider your own health as well. You don’t want to end up in ER after getting injured while moving large and heavy items. You will want someone who you can rely on to take care of your relocation. And who better than By hiring a professional mover, you will ensure your own, and the safety of your belongings. And even more importantly – you will move stress and hassle-free.

Moving insurance and its pros

You probably already have home insurance. But does it cover your belongings when moving? The best thing you can do is to contact your insurance company and ask them a few questions. This way you will get all the information that you might need when relocating. Insurance claims come in different sizes and shapes, so getting well informed about your own deal might be a good idea.

Figure 3: What does your home insurance policy cover? alt. Icons.

What if your house suffers damage while moving?

No one wants this to happen. But, if it does, it is not the end of the world yet. All you have to do is to contact your insurance claims adjuster and let him/her know what happened. They will take it from there. And if you don’t have such person on your team we suggest you check out – adjusters that can help you no matter what.

Moving insurance – how to get it and what does it cover?

There are many different options you can choose from, but you should get well informed in advance. Every moving company offers different deals, and you should make sure you get the best one. The coverage you get depends mostly on what you are ready to pay and the mover in general. Two basic deals are:


  • Basic coverage
  • Additional coverage


Basic coverage is based on the weight of your belongings. In the event of loss or damage, a mover’s usual liability is around $0.58 per pound. And if you choose this option for your relocation, and something goes missing or ends up damaged in the process – you will get the same amount of money in return, no matter if it is an antique statue or a refrigerator in question.

Additional moving insurance coverage is a bit different. And in order to get one, you will have to follow certain rules. Different movers have different requirements, but in most cases, it means that you will have to hire a mover to pack your belongings. And it is quite logical if you think about it. Only a professional mover can pack your belongings in a safe manner. By choosing additional coverage for your move you will ensure your belongings safety in more than one way, and as you can conclude – it is a much better option.

Figure 4: You have more than one option here. Make sure you make the right call. alt. Doors.


Opting for a professional moving company is the best way to ensure your belongings when relocating. By doing so, you will get more than one option for moving insurance. And remember – you can’t get it if you decide to move all by yourself. Also, make sure you check it with your insurance company, your belongings might be covered even when relocating. Make sure you come prepared, and there won’t be any unpleasant surprises.